Locally Owned, Locally Accountable.

Locally Owned, Locally Accountable.

ICHRA adoption surges as employers shift toward flexible health benefit models

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The Benefits Beat by Josh Jones, 3to99 Adoption of Individual Coverage Health Reimbursement Arrangements (ICHRA) is accelerating nationwide as employers search for more flexible, cost‑controlled alternatives to traditional group health plans. Industry analysts report that interest in ICHRAs has climbed steadily throughout 2025 and 2026, driven by rising healthcare premiums and a workforce increasingly demanding […]

ADJ Travel Company opens first storefront in downtown Maryville

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ADJ Travel Company is putting down roots in downtown Maryville, opening its first brick-and-mortar office after four years of operating as a home-based agency. Owner Adrian Jones signed a lease effective Aug. 1 for a downtown storefront that most recently housed Cassio’s Tattoo Gallery at 223 W. Broadway. The deal came together fast after an […]